Bookkeeping5 min
How Much Does Bookkeeping Cost for a US Small Business?
Benchmarks for DIY software, part-time bookkeepers, and CPA-led closes — and when private platforms beat generic SaaS for multi-account reconciliation.
Typical cost ranges
DIY tools: $30–$90/month. Part-time bookkeeper: $300–$800/month. Full-service CPA firm: $1,500–$5,000+ monthly depending on transaction volume and entity complexity.
What drives cost
Number of bank and card accounts, crypto/investment activity, unreconciled months, and year-end tax prep scope. Clean monthly reconciliation is the single biggest time-saver.
Private platforms for select clients
Pemabu is built for a small cohort of US businesses that need bank reconciliation, investment tracking, and tax-ready reports — without payroll or invoicing overhead.
See how Pemabu reduces reconciliation hours